Wednesday, March 12, 2014

Discounts in Health Care; Who knew?

A funny thing happened last month. I did not pay a bill for a hospital charge. I didn’t mean to be delinquent; I was waiting for an adjustment from insurance. The Hospital billing office called and wanted to know if I needed help with my bill? I asked what kind of help and then I was educated into their world of discounts.

The Hospital gave me 15% off if I gave them a credit card right on the phone. I called the Anesthesiologist’s office and they were good with offering me 15% off as well. The Surgeon’s office would only go 10% off. Total saved was close to $500.00!
I never before thought about asking health care providers for a discount. I have insurance but there still is a personal responsibility that I now know is negotiable.

With my new knowledge on negotiating discounts, I have also negotiated a better price from our Cable provider and our Phone service provider. I have found small proprietors are more apt to give a bigger discount with cash. The credit card processing fees add up. I bought a carpet shampooer and they were happy to wheel and deal for a cash price. 
Louie is one of the reasons I need to shampoo the carpet
Royal Carpet Shampooer
When new customers to our company call and ask for a discount, I give it to them. I have learned all one has to do is ‘ask’. At a recent trade show, I gave a bigger discount for cash purchases.

I have not negotiated in a restaurant. I don’t know how that would work. I would love to hear if some one has negotiated a discount on their meal.


Cathy said...

Good for you, Haralee. I didn't know about discounts in healthcare until I went for my certificate in patient advocacy and they taught us. They said negotiate, negotiate, negotiate!

Cathy said...
This comment has been removed by a blog administrator.
Haralee said...

That's why Cathy you are a great patient advocate, you are in the know on so many issues!

Karen @ MrsLookingGood said...

Congratulations, you are a master negotiator for asking all of those discounts from different groups in the hospital.

I did not even know you can request for that in the hospital! Thank you for the wonderful info!

P.S. Have you added your blog to the "I’m a Miss/Mrs Looking Good Blog Directory"? Pls. visit my blog and add your URL, it's in one of my menus. Thanks!